Vision

Vision insurance helps offset the costs of routine eye care and corrective lenses, ensuring you can maintain healthy vision and access necessary eyewear at an affordable price.

Here are the main components of vision insurance:

  • Eye Exams: Coverage typically includes routine annual eye exams, which can help detect vision issues or eye-related health conditions.
  • Glasses/Contact Lenses: Most plans offer an allowance or discount for prescription eyeglasses or contact lenses, with options for upgrades like special lens coatings.
  • Frames: Vision insurance may provide a yearly or biannual allowance toward the purchase of new frames.
  • LASIK Surgery: Some plans offer partial coverage or discounts for corrective vision surgery, such as LASIK or PRK.

Factors that affect premiums:

  • Coverage type (single vs. family)
  • Provider network (in-network eye doctors often provide better benefits)
  • Frequency of updates to glasses or contacts

Vision insurance is a cost-effective way to manage routine eye care and ensure access to quality eyewear, keeping your vision sharp and your eye health in check.